Your health is important for all of the things that you want to do in Longmont, Greeley, Fort Collins, Loveland, Windsor, CO, and the surrounding areas, and in order to help protect your health it is important that you have health insurance. Our team at Volk Insurance Benefits can help you find the right health insurance that fits your needs. Rather than a one-size-fits-all approach, we want to find the right health insurance that will fit your unique needs. While more than half of working people end up getting their health insurance from their place of employment in the form of group health insurance, that still leaves a sizable chunk of the population that needs to do something else in order to get their health insurance. Contact us today to schedule time to review the different health insurance options available.
Options Other Than Group Health Insurance
As we mentioned, there are many other options for health insurance besides the group health insurance option. For retired people, there is Medicare insurance that they can have. This is for people who are 65 years old and older, and while there is traditional Medicare, there are also many options with Medicare Advantage plans. But if you are not yet 65, then you will need to look for a different insurance option.
For single individuals, they would be looking for their own health insurance plan. These are often more like catastrophic plans, but that is normally okay as the regular annual physicals, and such would be paid out of pocket. If there is a family, including children, then a family plan is the right solution as this covers the main person, their spouse, and any children up to the age of 26.
Where Else to Get Health Insurance
There are other options for health insurance as well. Sometimes people belong to a trade group or special interest group, and that organization offers a way to get health insurance. While still group health insurance, it is obtained by being a member of the group. There are also options of health sharing memberships, and while they have been around for many years, they make up a small minority of options for health insurance.
Having health insurance is a non-negotiable option these days in Longmont, Greeley, Fort Collins, Loveland, Windsor, CO, and the surrounding areas, and when you work with our independent insurance agents at Volk Insurance Benefits, you will have the opportunity to review several different quotes from different insurance companies. Contact us today to learn more about all of the ways to get health insurance for you and your family.